Posted by m-theory@superstrings.com on 01/08/07 23:36

"§|ª®T?ߪRt?@$t" <§|ª®T?ߪRt?@$t@norway_coastline.net> wrote:

>Allofmp3 accept payment through PayPal as well,

I don't do PayPal. Their company has a poor record when it comes to
customer complaints, imo.

> but if you have a UK issued
>credit card, you are insulated from any on-line fraud under UK law.
>It is the credit card company's responsibility, and in the unlikely event of
>such a well run company using a dodgy credit card clearing house, you can't
>lose!

US cards offer the same protection, but the problem isn't s simple as
exta charges on your card. Once a company has your name, address and a
valid credit card number, it makes identity theft very easy. Someone
could open new credit card accounts in your name without you ever
knowing, get huge credit limits, (thanks to your good credit record),
then run them to the max while paying minimum payments for several
months before finally disappearing. They might get a personal loan,
mortgage, or do any number of things that will take you years to
straighten out while costing tens of thousands in legal fees. If you
have to fight things that are done in other countries, it's even harder
to fight and more expensive.

As for trusting AllofMP3 to not use a 'dodgy' credit card company... I
do all my own research and e-centru did not pass go.

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