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Posted by creditjeanie on 04/24/07 15:47
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<H2 style="MARGIN: 12pt 0in 3pt"><A name=_Toc165173387><EM><FONT
face=Arial>Excert</FONT></EM></A> from the book</H2>
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<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-FAMILY: Arial">Establishing a good credit history has never been
more important as it is today.<SPAN style="mso-spacerun: yes"> </SPAN>Poor
credit can make it difficult to get loans, insurance, or even a good job. Anyone
who has never used credit, does not have credit, or has a poor credit history
needs to build a good credit history and will benefit from the information
presented in this book. The information in this book has been very useful to
college students and young adults just starting out, and immigrants who may not
yet have established a credit history in the U.S.<BR
style="mso-special-character: line-break"><BR
style="mso-special-character: line-break"><o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-FAMILY: Arial">The purpose of this book is to show you how you can
build credit from ground zero and in a short time establish good credit in your
own legal name, saving you time and money on expensive legal, financial and
service fees. <o:p></o:p></SPAN></P>
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style="FONT-FAMILY: Arial"> <o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-FAMILY: Arial">This is accomplished by showing you street-wise
tactics and techniques that will help you build credit including examples of
what to avoid. The examples and illustrations in this book are for example
purposes only and may not be exact or precise. <o:p></o:p></SPAN></P>
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style="FONT-FAMILY: Arial"> <o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-FAMILY: Arial">You will also learn some of the common pitfalls to
avoid so that you may not fall into challenging credit situations. You can also
use the techniques and information contained in this book to help you rebuild
your credit if your credit history has been challenged.<SPAN
style="mso-spacerun: yes"> </SPAN><o:p></o:p></SPAN></P>
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style="FONT-FAMILY: Arial"> <o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-FAMILY: Arial">The information is this book is very helpful and is
not designed to explicitly replace legal or financial professionals. It is
always wise to consider or consult legal and financial professionals when
necessary.<o:p></o:p></SPAN></P>
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style="FONT-FAMILY: Arial"> <o:p></o:p></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-FAMILY: Arial">Table of contents:</SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-FAMILY: Arial"> </SPAN></P><SPAN style="FONT-FAMILY: Arial">
<P class=MsoToc2
style="MARGIN: 0in 0in 0pt 12pt; tab-stops: right dotted 431.5pt"><SPAN
class=MsoHyperlink><A href="#_Toc165173386"><FONT face="Times New Roman">Table
of Contents<SPAN
style="DISPLAY: none; COLOR: windowtext; TEXT-DECORATION: none; mso-hide: screen; text-underline: none"><SPAN
style="mso-tab-count: 1 dotted">. </SPAN></SPAN><SPAN
style="DISPLAY: none; COLOR: windowtext; TEXT-DECORATION: none; mso-hide: screen; text-underline: none">2</SPAN><SPAN
style="DISPLAY: none; COLOR: windowtext; TEXT-DECORATION: none; mso-hide: screen; text-underline: none"></SPAN></FONT></A></SPAN><o:p></o:p></P>
<P class=MsoToc2
style="MARGIN: 0in 0in 0pt 12pt; tab-stops: right dotted 431.5pt"><SPAN
class=MsoHyperlink><A href="#_Toc165173387"><FONT face="Times New Roman">The
Purpose of This Book<SPAN
style="DISPLAY: none; COLOR: windowtext; TEXT-DECORATION: none; mso-hide: screen; text-underline: none"><SPAN
style="mso-tab-count: 1 dotted">. </SPAN></SPAN><SPAN
style="DISPLAY: none; COLOR: windowtext; TEXT-DECORATION: none; mso-hide: screen; text-underline: none">3</SPAN><SPAN
style="DISPLAY: none; COLOR: windowtext; TEXT-DECORATION: none; mso-hide: screen; text-underline: none"></SPAN></FONT></A></SPAN><o:p></o:p></P>
<P class=MsoToc2
style="MARGIN: 0in 0in 0pt 12pt; tab-stops: right dotted 431.5pt"><SPAN
class=MsoHyperlink><A href="#_Toc165173388"><FONT face="Times New Roman">Your
Credit Score<SPAN
style="DISPLAY: none; COLOR: windowtext; TEXT-DECORATION: none; mso-hide: screen; text-underline: none"><SPAN
style="mso-tab-count: 1 dotted">. </SPAN></SPAN><SPAN
style="DISPLAY: none; COLOR: windowtext; TEXT-DECORATION: none; mso-hide: screen; text-underline: none">4</SPAN><SPAN
style="DISPLAY: none; COLOR: windowtext; TEXT-DECORATION: none; mso-hide: screen; text-underline: none"></SPAN></FONT></A></SPAN><o:p></o:p></P>
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style="MARGIN: 0in 0in 0pt 12pt; tab-stops: right dotted 431.5pt"><SPAN
class=MsoHyperlink><A href="#_Toc165173389"><FONT face="Times New Roman">Opening
and Closing Credit Accounts<SPAN
style="DISPLAY: none; COLOR: windowtext; TEXT-DECORATION: none; mso-hide: screen; text-underline: none"><SPAN
style="mso-tab-count: 1 dotted">. </SPAN></SPAN><SPAN
style="DISPLAY: none; COLOR: windowtext; TEXT-DECORATION: none; mso-hide: screen; text-underline: none">5</SPAN><SPAN
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<P class=MsoToc2
style="MARGIN: 0in 0in 0pt 12pt; tab-stops: right dotted 431.5pt"><SPAN
class=MsoHyperlink><A href="#_Toc165173390"><FONT face="Times New Roman">High
Interest Loans<SPAN
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style="mso-tab-count: 1 dotted">. </SPAN></SPAN><SPAN
style="DISPLAY: none; COLOR: windowtext; TEXT-DECORATION: none; mso-hide: screen; text-underline: none">5</SPAN><SPAN
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style="MARGIN: 0in 0in 0pt 12pt; tab-stops: right dotted 431.5pt"><SPAN
class=MsoHyperlink><A href="#_Toc165173391"><FONT face="Times New Roman">Credit
Card and Revolving Credit Balances<SPAN
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style="mso-tab-count: 1 dotted">. </SPAN></SPAN><SPAN
style="DISPLAY: none; COLOR: windowtext; TEXT-DECORATION: none; mso-hide: screen; text-underline: none">6</SPAN><SPAN
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style="MARGIN: 0in 0in 0pt 12pt; tab-stops: right dotted 431.5pt"><SPAN
class=MsoHyperlink><A href="#_Toc165173392"><FONT
face="Times New Roman">Installment Loans<SPAN
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style="mso-tab-count: 1 dotted">. </SPAN></SPAN><SPAN
style="DISPLAY: none; COLOR: windowtext; TEXT-DECORATION: none; mso-hide: screen; text-underline: none">8</SPAN><SPAN
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